Do you care?
You've done nothing wrong. But you've done nothing.
Protect and Prosper
Listen to the news - there's a lot to worry about.
BREXIT, Coronavirus, trade Wars....maybe real wars. Many things you can do nothing about, but there's one thing you can change.
I know you care....but admit it - you've done nothing to protect yourself.
We live in very uncertain times. No-one can provide you with certainty, but if some of your investments are set up to deliver what you want, it's a step in the right direction.
You need to do something......Now.
You're running on auto-pilot. In fact, I can tell you what you're about to do.....
After a good run you're thinking about switching some of your investments from equities into bonds. And if you've been a player in the buy to let market...you're probably thinking about taking some cash off the table.......just in case the legislation gets even worse....or your tenants can't pay what you need to make the numbers stack up.
But what do you do with the money?
There are mountains of debt out there. Negative yields are everywhere. Do you really want all of this money sitting in your bank account - Only £85,000 is protected.....
As a matter of interest, if you ever had to use this insurance....what do you think £85,000 would be worth?
Or perhaps you're thinking about investing in debt?
Really?
What happens if we get inflation that obliterates your savings - your pension? Even worse, what happens if there's a default?
What would you live on?
Does it affect me?
Yes.
You need to do something. We can't predict the future. But we can prepare - prevention is better than the cure.
The International monetary system runs on trust. Right now, that seems to be in short supply....cracks are appearing:
1) The highest gold purchases by Central Banks since 1971 - what do they know that we don't?
2) Negative interest rates
3) Mountains of debt
You can paper over the cracks.....but they're still there.
Most people do nothing until it's too late....please don't be one of them. A bit like getting insurance after the event. Insurance must always be bought before things happen!
What's the problem?
There are many - but let's just look at three
Problem one - Debt is out of control
Take a look at this graph. It shows the relationship between US debt, the US debt limit and Gold. As you can see, US debt (the red line) is growing exponentially. If we were to revert to the previous relationship, either the debt would have to come down or the Gold price go up. What do you think?
Listen to the news - there's a lot to worry about.
BREXIT, Coronavirus, trade Wars....maybe real wars. Many things you can do nothing about, but there's one thing you can change.
I know you care....but admit it - you've done nothing to protect yourself.
We live in very uncertain times. No-one can provide you with certainty, but if some of your investments are set up to deliver what you want, it's a step in the right direction.
You need to do something......Now.
You're running on auto-pilot. In fact, I can tell you what you're about to do.....
After a good run you're thinking about switching some of your investments from equities into bonds. And if you've been a player in the buy to let market...you're probably thinking about taking some cash off the table.......just in case the legislation gets even worse....or your tenants can't pay what you need to make the numbers stack up.
But what do you do with the money?
There are mountains of debt out there. Negative yields are everywhere. Do you really want all of this money sitting in your bank account - Only £85,000 is protected.....
As a matter of interest, if you ever had to use this insurance....what do you think £85,000 would be worth?
Or perhaps you're thinking about investing in debt?
Really?
What happens if we get inflation that obliterates your savings - your pension? Even worse, what happens if there's a default?
What would you live on?
Does it affect me?
Yes.
You need to do something. We can't predict the future. But we can prepare - prevention is better than the cure.
The International monetary system runs on trust. Right now, that seems to be in short supply....cracks are appearing:
1) The highest gold purchases by Central Banks since 1971 - what do they know that we don't?
2) Negative interest rates
3) Mountains of debt
You can paper over the cracks.....but they're still there.
Most people do nothing until it's too late....please don't be one of them. A bit like getting insurance after the event. Insurance must always be bought before things happen!
What's the problem?
There are many - but let's just look at three
Problem one - Debt is out of control
Take a look at this graph. It shows the relationship between US debt, the US debt limit and Gold. As you can see, US debt (the red line) is growing exponentially. If we were to revert to the previous relationship, either the debt would have to come down or the Gold price go up. What do you think?
Problem two - Most pension funds are in deficit
Here is the Milliman 100 Pension Funding Index
Here is the Milliman 100 Pension Funding Index
Source: Milliman
As you can see, we've been in deficits for a long time. This means the obligations to pay pensioners have exceeded pension funds ability to pay them....for a long time. Strong equity markets, quantitative easing and record low interest rates have helped these pension funds - along with the contributions they're getting from people saving for their pensions....but how long can this go on? What happens when things change?
People are also living longer.
Problem three - What happens if your pension fund can't afford to meet their obligations?
This would cause a lot of major headaches, but let's just touch on two:
1) What would you live on? (In the UK the state pension increases in April 2020 to £175.20 per week)
2) What legacy would you leave your family?
What should you do?
In a word - Prepare - I want you to be ready for whatever the world throws at us.
Given what you've just read, would you like to have control over at least some of your investments? Or are you happy to have it all with your financial adviser and assume they know what they're doing?
Would you still switch from equities to debt? Perhaps you want to think about putting just some of your hard earned money into another asset?
Imagine already owning the asset that everyone wants. And I'm not talking about debt.
Let's start off with a quick history lesson… this is how gold has performed during financial crises vs the S&P 500 (the US stock market) index:
1976 – 1978:
The S&P 500 fell 19%
Gold climbed 53%
2000 – 2002:
The S&P 500 fell 49%
Gold climbed 12%
2007—2009:
The S&P 500 fell 56%
Gold climbed 25%
Whilst I dread to think what could happen..... It could offer a massive opportunity for those who are prepared.
Which is why we should be talking.
The world is only starting to wake up to investing in gold.....take a look at the link below...
Please note - you may have to click the sound megaphone in the top left corner to get hear this.
1. DISCLAIMER
This website, together with all the information and materials contained on this site, including but not limited to all text, graphics, links or other items, is provided on an 'as is,' and 'as available' basis. To the fullest extent permitted by law no warranty of any kind, implied, express or statutory, including but not limited to the warranties of title, merchantability, fitness for a particular purpose, freedom from computer virus and non-infringement of third party rights, is given in respect of this website or the information, materials, market data, products or resources ('the Information') included in this website. Brookville Capital Limited does not warrant the accuracy, adequacy or completeness of the Information provided on this website or in the Newsletter and expressly disclaims liability for any errors or omissions that may be contained in the Information. Forecasts are not a reliable indicator of future results. Similarly, future performance of the gold price and mining stocks may not be the same as historical performance.
The Newsletter is an unregulated product. You must seek professional advice from a qualified professional financial adviser if you are thinking about buying any shares. The newsletter is designed to provide you with ideas you can discuss with your qualified professional financial adviser.
2. LIMITATION OF LIABILITY
To the fullest extent permitted by law, neither Brookville Capital Limited nor any of their affiliates, employees, subsidiaries or holding company shall be liable for any damages of any kind, including without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or with the use of the Information, for any reason whatsoever, including without limitation the use or inability to use the website by any party, the failure to perform, error, omission, interruption, defect, delay in operation or transmission, computer virus or
line or system failure, loss of profit or income. This shall apply even if Brookville Capital, its affiliates, its employees, its subsidiaries or its holding company have been advised of the possibility of such damages, losses or expenses.
Hyperlinks and references to other internet resources are provided and used at the risk of the party accessing this website and your attention is drawn to the fact that the content, accuracy, opinions
expressed, together with other links provided by these resources are not investigated, verified, monitored, or endorsed by Brookville Capital in any manner whatsoever.
It is recorded that Brookville Capital is not a bank and is not in any way subject to banking regulations.
3. INTELLECTUAL PROPERTY
All of the intellectual property rights including without limitation trademarks, service marks, trade names, copyright and other rights used or embodied in this website are and will remain the sole property of Brookville Capital.
All information and material supplied by Brookville Capital, constitutes part of Brookville Capital’s confidential and proprietary information and no party accessing this website may reproduce, copy or disclose such information without the prior written consent of Brookville Capital. No party accessing this website may attempt to, tamper with, modify, reverse engineer, gain unauthorised access to, or in any way alter any software comprising this website.
4. USE OF INFORMATION AND MATERIALS
The information and materials contained on this Website and in the Newsletter, including all terms, conditions, and descriptions are subject to change.
5. SUBMISSIONS
All information submitted to Brookville Capital via this site by visitors shall be deemed to be and shall remain the property of Brookville Capital. Brookville Capital shall be free to use, for any purpose, any ideas, concepts, know-how or techniques that a visitor to this site provides Brookville Capital. Brookville Capital shall not be subject to any obligations of confidentiality regarding submitted information
6. GOVERNING LAW
In the event of any dispute arising in connection with this website, such dispute will be governed and resolved in terms of the laws England and Wales.
7. LINKS WITH AFFILIATES
Simon Popple and / or Brookville Capital receives introductory fees for any business introduced through him or this website to certain affiliate companies. Timothy James & Partners, Ingard Independent Financial Management and SA Bullion are currently affiliate companies with Introductory agreements in place.
This website, together with all the information and materials contained on this site, including but not limited to all text, graphics, links or other items, is provided on an 'as is,' and 'as available' basis. To the fullest extent permitted by law no warranty of any kind, implied, express or statutory, including but not limited to the warranties of title, merchantability, fitness for a particular purpose, freedom from computer virus and non-infringement of third party rights, is given in respect of this website or the information, materials, market data, products or resources ('the Information') included in this website. Brookville Capital Limited does not warrant the accuracy, adequacy or completeness of the Information provided on this website or in the Newsletter and expressly disclaims liability for any errors or omissions that may be contained in the Information. Forecasts are not a reliable indicator of future results. Similarly, future performance of the gold price and mining stocks may not be the same as historical performance.
The Newsletter is an unregulated product. You must seek professional advice from a qualified professional financial adviser if you are thinking about buying any shares. The newsletter is designed to provide you with ideas you can discuss with your qualified professional financial adviser.
2. LIMITATION OF LIABILITY
To the fullest extent permitted by law, neither Brookville Capital Limited nor any of their affiliates, employees, subsidiaries or holding company shall be liable for any damages of any kind, including without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or with the use of the Information, for any reason whatsoever, including without limitation the use or inability to use the website by any party, the failure to perform, error, omission, interruption, defect, delay in operation or transmission, computer virus or
line or system failure, loss of profit or income. This shall apply even if Brookville Capital, its affiliates, its employees, its subsidiaries or its holding company have been advised of the possibility of such damages, losses or expenses.
Hyperlinks and references to other internet resources are provided and used at the risk of the party accessing this website and your attention is drawn to the fact that the content, accuracy, opinions
expressed, together with other links provided by these resources are not investigated, verified, monitored, or endorsed by Brookville Capital in any manner whatsoever.
It is recorded that Brookville Capital is not a bank and is not in any way subject to banking regulations.
3. INTELLECTUAL PROPERTY
All of the intellectual property rights including without limitation trademarks, service marks, trade names, copyright and other rights used or embodied in this website are and will remain the sole property of Brookville Capital.
All information and material supplied by Brookville Capital, constitutes part of Brookville Capital’s confidential and proprietary information and no party accessing this website may reproduce, copy or disclose such information without the prior written consent of Brookville Capital. No party accessing this website may attempt to, tamper with, modify, reverse engineer, gain unauthorised access to, or in any way alter any software comprising this website.
4. USE OF INFORMATION AND MATERIALS
The information and materials contained on this Website and in the Newsletter, including all terms, conditions, and descriptions are subject to change.
5. SUBMISSIONS
All information submitted to Brookville Capital via this site by visitors shall be deemed to be and shall remain the property of Brookville Capital. Brookville Capital shall be free to use, for any purpose, any ideas, concepts, know-how or techniques that a visitor to this site provides Brookville Capital. Brookville Capital shall not be subject to any obligations of confidentiality regarding submitted information
6. GOVERNING LAW
In the event of any dispute arising in connection with this website, such dispute will be governed and resolved in terms of the laws England and Wales.
7. LINKS WITH AFFILIATES
Simon Popple and / or Brookville Capital receives introductory fees for any business introduced through him or this website to certain affiliate companies. Timothy James & Partners, Ingard Independent Financial Management and SA Bullion are currently affiliate companies with Introductory agreements in place.